Job Board/Backend Engineer at Chime

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emoji of a pushpinChicago, ILemoji of a money bag$115,000 - $175,000emoji of an
emoji of a woman of coloremoji of a manemoji of a person of coloremoji of a woman 110 total on the teamemoji of a woman of coloremoji of a woman 16 women in techemoji of a woman of coloremoji of a person of color 11 people of color in tech

Chime is the largest and fastest-growing player in the challenger-banking space, providing mobile and online banking technology in the U.S. on behalf of partner banks and facilitating over 10M accounts with no physical branches. We’re a technology company relentlessly focused on helping our members achieve financial peace of mind. That’s why we offer access to an award-winning bank account that doesn’t charge a ton of traditional bank fees, can give members early access to their paychecks, and enables members to grow their savings automatically. And we’re just getting started. We are proud of our mission, devoted to our members, and passionate about applying technology to the challenge of making financial health a reality for everyone.

We have one of the most experienced management teams in Fintech and have raised over $800M in funding from DST, General Atlantic, Iconiq, Coatue, Dragoneer, Menlo, Access, Forerunner, and others. If you’re looking to join a fast-growing company with a beloved, daily-use product and an authentic mission that puts people first, we want to meet you.

About the Role

As a member of the Identity team, you will help us build up an identity platform that allows us to better understand and know our members. Identity is a key part in a banking platform. It reduces risk and fraud, protects our members, and allows us to better customize experiences. This team works very closely with people across the company to solve cross-functional problems together, create APIs that enable a top notch mobile experience to be built on, and organizes and gathers information for our ML team and ops teams to utilize. Chime is looking for an engineer eager to grow expertise in building technology that powers our mobile app. This position will span a large range of the tech stack from new API architecture to the execution of new microservices that power relevant domains.


  • Design and implement APIs working closely with the mobile team to ship product efficiently

  • Design, develop, test, refactor and scale backend implementations of new and existing consumer product features

  • Work closely with our product team to launch new features

  • Develop thoroughly tested code and conduct quality assurance on all new code alongside our QA team

  • Collaborate effectively with other technology teams and architects to solve complex problems spanning their respective areas

  • Work in a team as well as independently and deliver on aggressive schedules and goals


  • Proven experience with Ruby on Rails or comparable languages and frameworks

  • Experience using GraphQL is a huge plus

  • Minimum of 4 years developing software in a production environment at scale

  • Rigor in A/B testing, test coverage, and web best practices

  • Exposure to architectural patterns of a large, high-scale web applications

  • Start-up experience is a plus

  • BS/MS/PHD in Computer Science or a related field (ideal)

What we offer

  • Competitive salary based on experience, medical and dental benefits, as well as a 401k match

  • Free snacks and drinks, plus weekly catered lunches.

  • Flexible vacation policy.

  • Monthly happy hours and company events.

  • A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help create a completely new kind of banking service.

We know great work isn’t done alone. We’re building a team of individuals to Chime in with their different strengths to benefit our employees and members. We strongly believe that different backgrounds and ideas are a competitive advantage; we hire candidates of any race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, Veteran status, and any other status. Chime is proud to be an Equal Opportunity Employer and will consider qualified applicants with criminal histories in a manner consistent with federal, state, and Cook County ordinances. If you have a disability or special need that requires accommodation, please let us know. To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice.

What is your Interview process like?

  • Recruiter Screen --> hiring manager call --> technical screen --> "virtual" onsite
  • Interview process does include technical testing/problem solving

What efforts are you making in terms of increasing diversity & inclusion within your company?

Chime was created because we believe that everyone deserves financial peace of mind, and that’s why build our teams around the idea of 'everyone.' To that end, we put diversity of thought first by welcoming the perspectives and life experiences of all people. We proactively ​seek out​ diverse ideas, experiences, and skillsets when adding talent to our teams.

We know that to achieve a diverse team and inclusive environment, leadership buy-in is essential; we're fortunate to have a leadership team that champions our growth around D&I at Chime. Our leaders are committed to creating an inclusive workforce with belonging as the guiding principle. They—and we—know that it's only with a commitment to belonging that we can help every Chimer achieve professional growth, find individual freedom, and continue to innovate, all of which positively impact our team and the people we serve, our members.

After all, our focus is on our members and achieving our mission (one of our company values is to be member-obsessed!). Our team builds products and provides services for people from all walks of life, regardless of their financial standing—which makes Chime a unique opportunity in tech. Our hope is never to profit from our members but to profit with them. So instead of catering to the elite or a select audience, we're building Chime for everyone. The only way we'll ever succeed at doing so is if our team represents the members we serve.

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